EVERY NEW YEAR brings new hopes and dreams. On Jan. 1, you will probably set your sights higher. If it’s a new job you want, watch out for scams.
Work schemes are as rampant as New Year’s resolutions — even when the unemployment rate is low.
Here are a few rules to follow before jumping on the band wagon, or falling for what sounds like a good opportunity:
Rule 1: Never, ever pay for the privilege of working. No legitimate job requires upfront fees.
Rule 2: Run from anyone who asks you to buy something to get started in their business. You shouldn’t have to buy your own samples. Credible companies provide sales kits for their people at no cost to them.
Rule 3. Never deal with anyone who promises you a job. No one can guarantee that someone else will get a job. Real jobs always require you to meet standards through applications, resumes, interviews, etc.
Rule 4. Avoid schemes that offer training, certificates or degrees that guarantee jobs. Even if you have the right qualifications for a position, you still have to work hard at getting hired.
Rule 5. Don’t fall for promises that you can make big bucks working at home – especially if you have to invest money to get started. You might make a phone sale occasionally or work remotely from a job you already have, but most work at home schemes are time-consuming scams with little or no payback.
Rule 6. Don’t deal with any offer that requires you to act fast. Getting a job is usually a carefully thought out, lengthy process.
If you find yourself falling for any such schemes, the best you can do is make a report to save others from job cons.
Report your experience to the Federal Trade Commission (FTC) by phone: 1-877-382-4357 or report online at ftc.gov/complaints. Any information you provide helps builds cases against swindlers.